Well I walked into town with my daughter this morning (she's 27 and has a 9 year old son). We both had to buy Birthday party gifts for the parties that our sons are going to. She spent £10 I spent £6. I feel like a cheapskate, but my son's friend is only 3 so they don't put a monetary value on 'things'.
I have had to tighten our belts as we need to pay off a £14000 loan we got to build a kitchen extension. I really regret doing it now too, so it's been a very costly learning curve.
My hubby hands his wage over and doesn't know much about what goes to pay what, he likes it that way. I like it that way too but it also means I get to do the worrying! So I've decided to log what we spend on a day to day basis. Todays is:
Gift £6
Cheese pastry 65p (my son wanted it for lunch, and I gave in as he is a very fussy eater)
4 bottles of water on offer £1
Gift wrap 58p
washing up liquid 68p

I will try to have a no spend day tomorrow.

By the way thanks to the ppl who replied to my first post! I was quite embarrassed as I sent it twice by mistake. Not a good start lol.